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3 Ways to Not Waste Your 2018 Health Insurance

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Did you know some of the benefits included in your health insurance plan may reset on January 1? But don't fret -- making the most of your 2018 insurance benefits is easier than you think.

Use the following three tips to ensure you aren’t wasting any of your annual benefits.

Get your annual checkups now

Many health insurance plans cover annual check ups such as primary care visits or women’s wellness exams at no out-of-pocket cost. Check with your insurance provider on what preventative care is covered in your plan and schedule an appointment easily online here.

Don’t let your health savings go to waste

If you have a health savings account or flexible savings account, your remaining balance can be used for healthcare related expenses, including deductibles and medication. See what’s included on your plan to decide if you should make any health-related purchases before the end of the year.

Keep an eye on your deductible

In most cases, insurance deductibles reset on January 1. If you’ve already met your deductible this year, seeing a provider now may reduce your out-of-pocket cost.

Contact your insurance company for more details on your coverage or your deductible. Haven’t met your deductible yet? Ochsner offers interest-free payment plans. Call 504-608-3354 to learn more.

We know that medical bills and health insurance claims can be confusing. If you’re feeling baffled by premiums, deductibles and out-of-pocket maximums, check out this video overview.

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